Super top-up and a voluntary top-up from Plum: A quick comparison

Voluntary top-up

Super top-up

This is a corporate top-up policy

This is a retail policy, i.e., a personal top-up policy

All benefits, terms and conditions are as per your corporate health insurance policy

All benefits, terms and conditions are as per the retail policy.

No Waiting Period

There is a 30-day waiting period for general treatments. Additionally, there is a 24-month waiting period for certain named ailments

Pre-existing diseases are covered

Pre-existing diseases are not covered

Adults up to 90 years of age are covered

Adults only up to the age of 75 are covered