• Arthritis, if non-infective, gout, rheumatism and spinal disorders, joint replacement surgery

  • Benign ear, nose and throat (ENT) disorders and surgeries (including but not limited to adenoidectomy, mastoidectomy, tonsillectomy and tympanoplasty), nasal septum deviation, sinusitis and related disorders

  • Benign prostatic hypertrophy

  • Cataract

  • Dilatation and curettage

  • Fissure / fistula in anus, hemorrhoids / piles, pilonidal sinus, gastric and duodenal

  • ulcers

  • Surgery of genito urinary system unless necessitated by malignancy

  • All types of hernia, hydrocele

  • Hysterectomy for menorrhagia or fibromyoma or prolapse of uterus unless

  • necessitated by malignancy

  • Internal tumors, cysts, nodules, polyps including breast lumps (each of any kind)

  • unless malignant

  • Kidney stone/ ureteric stone/ lithotripsy/ gall bladder

  • Myomectomy for fibroids

  • Skin tumors unless malignant

  • Varicose veins and varicose ulcers

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