• Arthritis, if non-infective, gout, rheumatism and spinal disorders, joint replacement surgery
• Benign ear, nose and throat (ENT) disorders and surgeries (including but not limited to adenoidectomy, mastoidectomy, tonsillectomy and tympanoplasty), nasal septum deviation, sinusitis and related disorders
• Benign prostatic hypertrophy
• Cataract
• Dilatation and curettage
• Fissure / fistula in anus, hemorrhoids / piles, pilonidal sinus, gastric and duodenal
• ulcers
• Surgery of genito urinary system unless necessitated by malignancy
• All types of hernia, hydrocele
• Hysterectomy for menorrhagia or fibromyoma or prolapse of uterus unless
• necessitated by malignancy
• Internal tumors, cysts, nodules, polyps including breast lumps (each of any kind)
• unless malignant
• Kidney stone/ ureteric stone/ lithotripsy/ gall bladder
• Myomectomy for fibroids
• Skin tumors unless malignant
• Varicose veins and varicose ulcers