List of ailments that have a waiting period
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Arthritis, if non-infective, gout, rheumatism and spinal disorders, joint replacement surgery
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Benign ear, nose and throat (ENT) disorders and surgeries (including but not limited to adenoidectomy, mastoidectomy, tonsillectomy and tympanoplasty), nasal septum deviation, sinusitis and related disorders
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Benign prostatic hypertrophy
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Cataract
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Dilatation and curettage
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Fissure / fistula in anus, hemorrhoids / piles, pilonidal sinus, gastric and duodenal
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ulcers
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Surgery of genito urinary system unless necessitated by malignancy
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All types of hernia, hydrocele
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Hysterectomy for menorrhagia or fibromyoma or prolapse of uterus unless
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necessitated by malignancy
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Internal tumors, cysts, nodules, polyps including breast lumps (each of any kind)
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unless malignant
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Kidney stone/ ureteric stone/ lithotripsy/ gall bladder
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Myomectomy for fibroids
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Skin tumors unless malignant
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Varicose veins and varicose ulcers